Debt collection in Poland is regulated by laws such as the Civil Code and the Act on Payment Terms in Commercial Transactions. Businesses and individuals can enlist the services of debt collection agencies to recover outstanding payments. Legal action through the court system is an option if informal methods prove ineffective. Once a court judgment is obtained, enforcement measures, including asset seizure and bank account garnishment, can be employed. Consumer protection laws safeguard the rights of debtors, ensuring that debt collectors adhere to ethical practices and respect consumer rights during the collection process.
More information by this link: https://www.grandliga.com/en/debt-collection-in-poland/